$1M per rooftop, per year. You're leaving it on the table.
It leaks out in kicked deals, missed lender reserve, and vendor tolls you can't see. DashAI Co-Pilot recovers it, working inside the F&I systems you already run. No rip-and-replace.
You know the finance office is slow. You don't know the cost.
Deals walk. Contracts kick. Reserve gets left behind. Every day, in the one room where your margin actually lives.
MONEY LEFT BEHIND
$8-15KLost per rooftop per month on kicked deals
- 15% of contracts get kicked back
- Floor-plan carry on every dead deal
- Lost back-end on every bounced approval
GROSS YOU NEVER SAW
$2,515Average F&I gross per copy, and most stores miss it
- Lender reserve left on the table
- Sequential calls, not ranked bids
- No data to know what you gave away
VENDOR FEES
$500K+Per year in middleware fees for a typical group
- Toll on every credit pull
- Fees on every contract submission
- Fees on every integration
$600K to $1.2M back, per rooftop, per year.
Here is where it comes from. Add it up and the base case lands near a million dollars a rooftop.
Financing gross uplift
Better lender match and markup protection, $300 to $700 per deal across ~1,200 deals a year
Kickback recovery
Kick rate from 15% to under 5%, per rooftop per year
Walk-away recovery
Buyers who would have walked, kept in the deal
Compliance exposure avoided
FTC penalties run $53,088 per violation
THREE RANKED OFFERS, THE MATH ON EACH, IN ABOUT 30 SECONDS
HIGHEST RESERVE
Bank of America
$64,249
reserve to the dealer
6% rate · +1 pt · most dealer profit
SAFEST APPROVAL
Ally
$58,000
reserve to the dealer
6.8% · +2 pts · best approval odds
CLEANEST DEAL
Wells Fargo
$42,000
reserve to the dealer
5.9% · no conditions · zero stips
Sample. Every number is explained, and your F&I manager makes the final call.
Same DMS. Same finance manager. We add a layer.
We are not replacing anything. Co-Pilot sits on top of the tools you already have and makes the money decisions smarter. That's it.
One AI agent, working every deal alongside your team.
Instant, ranked lenders.
Every lender bids at once. Your F&I manager sees ranked options with the math and chooses in seconds.
Your finance manager, faster.
Not replaced. Made faster and more effective. The same expert, with the busywork gone.
Clean contracts, funded sooner.
Pre-flight catches the kicks before submission, so cash comes back to your floor plan faster.
Eight features. One bundle. Working in your store.
Every feature plugs into the deals you're running today. No rip-and-replace, no new system to learn.
AI lender decisioning
3 ranked deal options with the math, in 30 seconds
Automated Red Flags & OFAC
Direct compliance checks, no manual paperwork
Stipulation pre-flight
Catches 50 common kick patterns before submit
AI desk manager
Real-time deal structuring with policy guardrails
Compliant AI menu
Personalized, plain-English product justifications
Compliance ledger
Complete audit trail; 10-year retention automatic
Fair-lending dashboard
Flags disparate-impact patterns early
State-law rules engine
49-state workflows updated centrally
In production at Anderson Auto Group today.
No rip-and-replace. We sit on top of what you already run.
-
- CDK
-
- DriveCentric
- RouteOne
- Spinwheel
And more. If it runs your deals today, Co-Pilot connects to it.
The 90-minute finance office, cut to about 18.
The money comes first. The speed is the bonus: shorter waits, higher CSI, more deals your team can close without adding a single person.
Today
in the office
With Co-Pilot
same office
less time in the office
back on every deal
more deals a month, same team
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Intake
Phone, web & walk-in leads
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Identity & credit
ID verified, soft credit pull
-
Desking
Terms, trade & products
-
Submission
Every lender at once, auto-ranked
-
Handoff
Deal sheet to the F&I manager
Every deal runs the same way: no step skipped, nothing waiting on a callback.
Run Co-Pilot, or run the whole platform under your name.
Pick the deployment that fits your strategy. Same product, two ways to win.
OPTION A
Co-Pilot Standalone
The fast path
- Drops into your existing F&I workflow
- Live in weeks, not months
- Per-rooftop monthly subscription
- Works alongside your current website, CRM, and DMS
- You keep everything you have already paid for
Best for: dealers ready to lift F&I gross right now
OPTION B
White-Label Platform
The full play
- Customer journey end to end, branded as you
- Customers see your name, not ours, start to finish
- All software included: website, retail, F&I, compliance
- No separate licensing or vendor stack to manage
- You own the customer relationship
Best for: groups who want a full digital retail platform
Common questions.
DashAI builds Co-Pilot, an AI F&I agent for dealers. It sits inside your existing F&I workflow and handles the time-killers in every deal: credit decisioning, lender selection, compliance checks, and menu presentation. Live in production today.
Point tools exist for pieces of this. Nobody else has put the whole F&I workflow together in one AI-native package that works with the systems you already run. Co-Pilot is AI-native, end to end, and dealer-first: you stay in control of every deal.
Co-Pilot connects to Tekion today, with more DMS connections on the near-term roadmap. No rip-and-replace: it works alongside your current website, CRM, and DMS, and you keep everything you have already paid for.
Co-Pilot ranks three deal options for every deal in about 30 seconds, with the math on each, using credit, deal structure, dealer agreements, and recent decisioning history. Your F&I manager picks. Recommendations are versioned and replayable for fair-lending review.
Co-Pilot runs on AWS with TLS in transit, AES-256 at rest, mandatory MFA for staff access, and least-privilege IAM. We do not sell customer data and we do not use it to train models other customers see. Full posture on the security page.
Co-Pilot standalone drops into your existing F&I workflow and is live in weeks, not months. Most dealers start with a 60 to 90 day pilot at a single rooftop, tracking kick rate, F&I PVR, and deal time against their own numbers.
See your number. Run the 100-deal audit.
Pull any 100 deals from the last 60 days. We show you the F&I gross you left on the table, deal by deal. No commitment.